SCHD vs VYM: Key Differences

SCHD and VYM are both U.S. large-cap dividend ETFs with very low costs and broad diversification. SCHD screens more tightly for dividend growth and quality, while VYM casts a wider net across higher-yielding stocks.

Both ETFs favor financial stability and broad exposure. SCHD’s stricter quality screen results in a smaller, more concentrated portfolio, whereas VYM holds over 400 stocks for maximum breadth.

Estimate Your Income

Enter an investment amount above to compare estimated annual and monthly income from SCHD and VYM side by side.

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Metric

SCHD

VYM

Dividend yield

3.25%

2.21%

Expense ratio

0.06%

0.04%

1-year return

28.6%

23.3%

5-year total return

53.4%

75%

Risk note

배당 성장 중심, 경기방어 섹터 비중 높음

저보수 광범위 고배당, 분산 우수

Data as of: 2026-06-14

Method and limits

Formula

annual_dividend = amount × yield ; 비교는 동일 투자금액 기준의 명목 배당 흐름

Worked example

On the same 10,000 USD, annual dividends are about 325 USD for SCHD (yield 3.25%) versus 221 USD for VYM (yield 2.21%), a gap of roughly 104 USD. Expense ratios differ too — SCHD 0.06% vs VYM 0.04% — which compounds against long-run total return.

Assumptions

All math runs in your browser; inputs are never sent to a server.

Currency display uses a fixed exchange rate captured on the date below, not a live rate.

Data sources

Ticker yields, expense ratios, and returns come from periodically collected public market data (Yahoo Finance). They are not real-time quotes.

FX rates are closing values from the same collection run.

Data as of: 2026-06-14

What is not included

Taxes (dividend/capital gains), trading commissions, currency conversion costs

Tracking error, timing differences in distribution reinvestment, bid-ask spread

Dividend cuts or suspensions, expense-ratio changes, fund closures

How to verify this yourself

Put the same inputs into the formula above in a spreadsheet — you should reproduce these results exactly.

Cross-check ticker figures against each issuer's official fact sheet and filings.

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