SCHD vs VOO: Key Differences

SCHD and VOO represent income versus total-return orientations within U.S. large-cap equities. SCHD focuses on dividend-paying quality companies; VOO tracks the full S&P 500 with a much smaller yield but broader market coverage.

SCHD’s income is higher and more visible quarter to quarter. VOO’s total return has historically included capital appreciation across all S&P 500 sectors, including high-growth technology names that SCHD underweights.

Estimate Your Income

Enter an investment amount above to compare estimated annual and monthly income from SCHD and VOO side by side.

Every Friday we send a newsletter summarizing dividend ETF and U.S. market data.

Metric

SCHD

VOO

Dividend yield

3.25%

1.03%

Expense ratio

0.06%

0.03%

1-year return

28.6%

–

5-year total return

53.4%

–

Risk note

배당 성장 중심, 경기방어 섹터 비중 높음

S&P500 추종 — 배당 낮으나 성장 중심

Data as of: 2026-06-14

Method and limits

Formula

annual_dividend = amount × yield ; 비교는 동일 투자금액 기준의 명목 배당 흐름

Worked example

On the same 10,000 USD, annual dividends are about 325 USD for SCHD (yield 3.25%) versus 103 USD for VOO (yield 1.03%), a gap of roughly 222 USD. Expense ratios differ too — SCHD 0.06% vs VOO 0.03% — which compounds against long-run total return.

Assumptions

All math runs in your browser; inputs are never sent to a server.

Currency display uses a fixed exchange rate captured on the date below, not a live rate.

Data sources

Ticker yields, expense ratios, and returns come from periodically collected public market data (Yahoo Finance). They are not real-time quotes.

FX rates are closing values from the same collection run.

Data as of: 2026-06-14

What is not included

Taxes (dividend/capital gains), trading commissions, currency conversion costs

Tracking error, timing differences in distribution reinvestment, bid-ask spread

Dividend cuts or suspensions, expense-ratio changes, fund closures

How to verify this yourself

Put the same inputs into the formula above in a spreadsheet — you should reproduce these results exactly.

Cross-check ticker figures against each issuer's official fact sheet and filings.

If you find an error, tell us via the contact page and we will verify and correct it. Contact