Drawdown

Maximizing Yield Through 2022 Drawdown Recovery Speed Analysis: VOO, BND, TLT, GLD

TLT continues to struggle with a 5-year return of -27.3% and a 3-year return of -7.2%, despite offering a 4.57% dividend yield.BND shows resilience with a +5.5% 1-year return and a +11.3% 3-year return, yielding 3.93%.GLD exhibits explosive growth, trading at $416.99 with a massive +138.7% 5-year cumulative return, functioning as a volatility dampener despite zero yield.Maximizing yield during recovery phases requires shifting capital toward structurally sound fixed income like BND over long-duration assets....

Roth IRA vs Traditional IRA: 5-Scenario Capital Gains Tax Decomposition

Upfront tax on Roth IRA contributions acts as a drag during prolonged market drawdowns, altering the break-even horizon. Traditional IRA deductions reinvested into taxable accounts can outperform Roth in bracket-compression scenarios. Asset location—placing VTI in Roth and BND in Traditional—adds approximately 40-60 bps of tax alpha annually. The 2020-2026 CAGR of US equities heavily skewed recent analyses toward Roth, hiding sequence-of-returns risks. The Core Mechanics of IRA Taxation Monthly $30K investment 20-year compound growth simulation The chart below shows a 20-year simulation of a $300 monthly investment (4%, 7%, and 10% annually)....

TQQQ’s 5-Year Drawdown and Volatility Breakdown: Where 3x Lagged 2x

As of 2026-04-21, TQQQ’s five-year total return was 120.40%, with a CAGR of 16.57%.As of 2026-03-31, TQQQ’s five-year maximum drawdown was 81.65%, versus 35.12% for QQQ, or 2.33x deeper.Five-year annualized monthly volatility came in at 61.28% for TQQQ, 20.23% for QQQ, and 40.61% for QLD.Over the same five-year window, QLD outpaced TQQQ with a 137.48% total return and an 18.77% CAGR.Dividend yield was roughly 0.53% for TQQQ, 0.15% for QLD, and 0....

TQQQ Five-Year Drawdown and Volatility Decomposition: When 3x Trails 2x

As of 2026-04-21, TQQQ’s 5-year total return was 120.40%, with a CAGR of 16.57%.As of 2026-03-31, TQQQ’s 5-year maximum drawdown was 81.65%, compared with 35.12% for QQQ.5-year annualized monthly volatility was 61.28% for TQQQ, 20.23% for QQQ, and 40.61% for QLD.Over the same 5-year window, QLD outperformed TQQQ with a total return of 137.48% and a CAGR of 18.77%.Dividend yield sat at 0.53% for TQQQ, 0.15% for QLD, and 0.43% for QQQ....