1. Introduction

InvestIQs (“this Service”) is a blog providing data-driven investment information covering ETFs, dividend stocks, and tax-saving strategies. This Privacy Policy explains what information is collected when you use this Service, how it is used, and what protections are in place.

This Policy is written with reference to the Korean Personal Information Protection Act (PIPA) and the EU General Data Protection Regulation (GDPR). By using this Service, you agree to the practices described in this Policy.

2. Information We Collect

This Service may collect the following types of information:

  • Automatically collected data: IP addresses, browser type, operating system, access timestamps, page URLs visited, and referrer information from server logs.
  • Cookies: Small text files stored in your browser, used for visitor analytics and advertising optimization. You may disable cookies through your browser settings, though some features may be limited.
  • Google Analytics: We use Google Analytics 4 (GA4) to collect anonymized statistics such as visitor counts, pageviews, and session duration. Data is processed according to Google’s Privacy Policy.

This Service does not collect personally identifiable information such as names or email addresses unless you voluntarily provide them (e.g., via contact form or comments).

3. Google AdSense and Third-Party Advertising

This Service displays advertisements through Google AdSense. Google and third-party ad vendors use cookies to serve ads based on your prior visits to this and other websites.

  • Google’s advertising cookies (including DoubleClick cookies) are used to serve personalized ads based on your browsing history.
  • You may opt out of personalized advertising at Google Ad Settings or via aboutads.info.
  • EU/EEA users may manage cookie consent through the cookie consent banner in accordance with GDPR requirements.

For more details on how Google processes data, refer to the Google Privacy Policy.

4. External Financial Data

This Service uses the yfinance library to retrieve publicly available financial data (stock prices, ETF information, index data) from Yahoo Finance for the purpose of creating investment analysis content. This data is publicly available and is not linked to any individual user’s personal financial information.

Investment information provided on this Service is for informational purposes only. We are not liable for any investment outcomes. All investment decisions are made at the sole discretion and risk of the individual user.

4-2. TikTok Content Posting API Integration

This service uses the TikTok Content Posting API v2 for automated video publishing. The following disclosures apply to this integration.

  • Scopes used: user.info.basic, video.upload, video.publish — minimum permissions required for video upload and publication
  • Data accessed from TikTok account: open_id (TikTok internal identifier), access token — used solely for publishing authentication
  • Storage: access tokens are stored in an encrypted directory (.tiktok_secrets/) on our service’s operational server and are never publicly exposed
  • Retention: tokens are kept until expiration (~24 hours) and immediately discarded after automatic refresh
  • Data NOT collected: we do NOT collect, store, or transmit any other TikTok user data such as followers, likes, comments, DMs, or watch history
  • Auto-published content: AI-generated informational content based on publicly available yfinance market data, with explicit disclaimers
  • Revocation: users may revoke our service’s access at any time via TikTok app → Settings and privacy → Security and login → Manage app permissions. Upon revocation, our service immediately discards the token
  • Publishing frequency: 1–3 informational videos per day (US market close, intraday, weekly summaries)
  • Security: data is transmitted via HTTPS and follows the OAuth 2.0 standard

This service complies with TikTok’s Developer Terms of Service and Content Posting API Guidelines.

5. Your Rights

Under applicable data protection laws including PIPA and GDPR, you have the following rights:

  • Right of access: The right to know whether your personal data is being processed and to receive a copy.
  • Right to rectification: The right to correct inaccurate or incomplete personal data.
  • Right to erasure: The right to request deletion of your personal data under certain conditions.
  • Right to restriction: The right to request that we limit how we process your data.
  • Right to data portability (GDPR): The right to receive your data in a structured, machine-readable format.
  • Right to withdraw consent: You may withdraw consent to data processing at any time.

To exercise any of these rights, please contact us using the details below.

6. Contact

For questions, complaints, or requests regarding personal data, please reach out:

  • Korean users: This Policy complies with the Personal Information Protection Act (PIPA) and the Act on Promotion of Information and Communications Network Utilization and Information Protection.
  • EU/EEA users: This Policy references GDPR principles. You have the right to lodge a complaint with your local supervisory authority.

8. Changes to This Policy

This Privacy Policy may be updated to reflect changes in law or our services. Updates will be reflected on this page with a revised lastmod date. For significant changes, we may provide additional notice.

Last updated: April 28, 2026